Michael M Insurance
Services Blog
The First Medical Bill After Medicare: Why It Shocks So Many People
One of the most common moments of Medicare anxiety happens quietly, at home. You open the mail or log into a portal. You see a bill — or an Explanation
Why Does Medicare Seem So Simple Until You Actually Start Using It
Before you enroll in Medicare, everything seems straightforward. You read the summaries. You compare plans. You checkboxes. It all looks manageable. Then you start using Medicare — and suddenly it
What No One Explains After You Enroll in Medicare
About to enroll in Medicare? Learn what most people aren’t told before signing up—how Medicare really works, why costs surprise people, and what to expect in your first year. (Written
Everything You Need to Know About Medicare Enrollment Periods
The rules — and the reality — of switching plans between October 15 and December 7One of the most common questions during the Medicare Annual Enrollment Period (AEP) is: “If
5 Common Reasons Why People Disenroll from Medicare Advantage
The rules — and the reality — of switching plans between October 15 and December 7One of the most common questions during the Medicare Annual Enrollment Period (AEP) is: “If
Your Final Checklist Before December 7
Make sure you’re ready before Medicare’s Annual Enrollment Period endsThe Medicare Annual Enrollment Period (AEP) runs from October 15 through December 7. For seven weeks, you can review your plan
How Many Times Can You Change During AEP?
The rules — and the reality — of switching plans between October 15 and December 7One of the most common questions during the Medicare Annual Enrollment Period (AEP) is: “If
Part D Stand-Alone vs. Medicare Advantage Drug Coverage
Which option makes more sense in 2026? Prescription drug costs are one of the biggest concerns for Medicare beneficiaries. You have two main ways to get drug coverage: A stand-alone
Switching from Medicare Advantage Back to a Supplement (Medigap)
What you need to know before making the move in 2026 Many people start out in a Medicare Advantage plan because the low premiums and extra perks look attractive. But
Original Medicare + Supplement vs. Medicare Advantage
Which option is right for you in 2026? When it comes to Medicare coverage, two paths stand out: Original Medicare with a Supplement (Medigap) + Part D drug plan Medicare
Just the Medicare Card + Prescription Plan vs. Medicare Advantage
What you really get (and what you risk) in 2026 When you enroll in Medicare, you automatically get Original Medicare (Parts A & B). Many people add a stand-alone Part
Do You Really Have to Change Your Medicare Plan?
Understanding when it makes sense to stay put — and when it doesn’t Every fall, when the Medicare Annual Enrollment Period (AEP) opens, the pressure to change plans is everywhere.
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