Michael M Insurance
Services Blog

What If My Employer Has Fewer Than 20 Employees At 65?
What Are People Asking? ● Does employer size really affect Medicare rules? ● Will Medicare become my primary insurance at 65? ● Can I delay Part B if my company

Will I Be Penalized If I Delay Medicare At 65?
What Are People Asking? ● Will I get a penalty if I delay Medicare while still working? ● Does employer size affect Medicare penalties? ● Who pays first — my

Can I Keep My Employer Insurance Instead of Medicare At 65?
What Are People Asking? ● Can I stay on my employer plan after I turn 65? ● Do I HAVE to enroll in Medicare if I’m still working? ● Will

Why Is My Medicare Part B Premium Going Up And What’s An IRMAA?
What Are People Asking? ● “Why did my Medicare Part B premium go up?” ● “What is IRMAA and why am I paying it?” ● “Does everyone pay the same

Will I Be Automatically Enrolled In Medicare At 65?
What People Are Asking? ● Will Medicare automatically start when I turn 65? ● Will I receive my Medicare card in the mail? ● Do I need to contact Social

Is A Medicare Supplement (Medigap) Plan A Good Fit For Me?
What Are People Asking? ● “Can I go to any doctor with a Medicare Supplement plan?” ● “Will my costs be more predictable?” ● “Do I still need a Part

Is A Medicare Advantage Plan A Good Fit For Me?
What Are People Asking? ● “What if I want Dental and Vision coverage?” ● “What if I want a low or $0 monthly premium?” ● “Will I still be able

What Happens If I Do Nothing When I Turn 65?
What Are People Asking? ● Can I just ignore Medicare if I’m still working? ● Will Medicare automatically start when I turn 65? ● Is doing nothing actually a safe

What Do I Have To With Medicare 3 Months Before My 65th Birthday?
What Are People Asking? ● Do I need to enroll in Medicare right now? ● When does my enrollment window actually begin? ● Should I contact Social Security or enroll

What Medicare Questions Should I Be Asking 6- 8 Months Away From Turning 65
What Are People Asking? ● Should I be reviewing my current coverage already? ● Should I check with my doctors to see if they accept Medicare? ● What do Medicare

9-7 Months Away From 65 — Is It Too Soon To Learn About Medicare?
What Are People Asking? ● Should I already be researching Medicare at age 64? ● Is it too early to look at plans 7–9 months before 65? ● What information

Count Down To Age 65 — What About My Current Coverage?
What Are People Asking? ● Do I need to drop my current insurance when I turn 65?● Can I keep my employer coverage and still have Medicare?● Will my current
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