Your Medicare Broker in Bay Shore NY

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Medicare is a federal health insurance programme available only to eligible citizens and legal residents of the United States and is run by the Centers for Medicare & Medicaid Services (CMS).
The federal health insurance programme known as Medicare covers:
  • Those 65 years of age or older
  • Young disabled youths
  • End-stage renal disease patients (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

​Medicare Advantage Plan Broker in Bay Shore, NY

​Better known as Medicare Part “C”, Medicare Advantage Plans offer coverage for your Part A and B Medicare Benefits along with items not covered by Medicare like Dental, Vision and a Gym Membership and most include the Part D prescription Rx Plan coverage. Michael M Insurance Services will help you navigate the different plan options so you get the most appropriate coverage for your individual needs.

​Medigap/Medicare Supplement Plan Broker in Bay Shore NY

As the term “Medigap” implies, these plans fill the “Gap” in coverage that comes with Original Medicare ( A & B). They are offered by private insurance carriers and there are no Doctor or Hospital networks.

Medicare Part D Rx Coverage Broker in Bay Shore NY

​Part D Prescription Rx Plans are offered by private insurers and your Bay Shore Broker can help you decide which one to best fit your needs.

The Benefits of Using a Local Bay Shore Medicare Broker

​We work for you, not the Insurance Carriers and we can offer you a variety of plan choices. Added Bonus- You can always get us on the phone.

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