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Medicare Described –
Medicare is a national Health Insurance program provided by the Federal Government. It is designed primarily for seniors aged 65 and above and people with certain disabilities. Medicare covers specific services, including Hospitalization and Medical Insurance but not Prescription Drugs. The program is divided into different parts, labeled A(Hospital), B(Medical), C(Medicare Advantage), and D (Prescription Drug Coverage).
Your Nassau County, NY Broker Helps With Medicare Part D
Part D is a program offered by Private Insurance Carriers that provide Prescription Drug coverage for those enrolled in Medicare. Participants pay a monthly premium, and in exchange, they can access prescription Medications. The specific cost-sharing amounts – such as deductibles, copays, and coinsurance rates – vary depending on the plan and Tier Level of the Medication, but the government sets a standard baseline for these elements. There are many different choices and your Nassau County Broker will help you choose the most appropriate plan for you.
Questions About Medicare Supplement/Medigap Plans? Ask Your Nassau County, NY Medicare Broker
Medicare Supplement plans, also known as Medigap plans, are healthcare plans that provide coverage for Hospital(Part A) and Medical(Part B) expenses not covered by your original Medicare coverage. These may include expenses like deductibles, copayments, and coinsurance. Medigap plans are offered by private insurance companies, and while enrollees pay monthly premiums for these plans, they can help you to lower your overall healthcare expenses. Also, because Original Medicare is still the Primary Payer and your Supplement/Medigap Plan is Secondary, you can still utilize Doctors and Hospitals in any State that accept Medicare. There are no Doctor/Hospital networks. Your Nassau County Broker can go over your Med Supp options.
Your Nassau County, NY Medicare Broker Has Medicare Part C(Medicare Advantage) Plan Options –
Medicare Advantage, also known as Medicare Part C, is an alternative to traditional Medicare. These plans are offered by private insurance companies and are approved by Medicare. The idea behind these plans is to provide the same coverage as traditional Medicare, but with added benefits like prescription drug coverage, hearing, vision, dental benefits, Gym Memberships, and potentially lower out-of-pocket costs. Their format is the same as the Health Insurance we’ve used our whole lives. They can be PPO’s, HMO’s and other types with Doctor/Hospital networks. Ask your Nassau County Medicare Broker for your Part C options.
Is Using Your Nassau County, NY Medicare Broker The Right Choice For You?
Choosing the right Medicare coverage can be overwhelming, especially with the variety of options that are available. Every year, new plans are added, and costs can change, so it’s important to review your plan coverage regularly. But how can you know what to choose? Your Independent Nassau County Broker can help. Why should you choose an independent Medicare broker to help you with your Medicare coverage? Because you will get –
Unbiased Advice
Greater Choice
Personal Attention
Cost Savings
And Most ImportantlyA Long-Term Relationship
Greater Choice
Personal Attention
Cost Savings
And Most ImportantlyA Long-Term Relationship