Michael M Insurance
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Bad Medicare Advice: 10 Things You Should Know and Avoid
AEP brings good information and bad information in roughly equal measure. Here are ten of the most common myths, misunderstandings, and half-truths that trip people up every fall — and
What Is the Medicare GLP-1 Bridge Program?
By Mike Miligi, Certified Medicare Insurance Planner- Michael M Insurance Services A temporary CMS program is letting eligible Medicare beneficiaries access certain weight-loss GLP-1 medications for a flat $50 a
Why Medicare Supplement Premiums Are Climbing Fast — And What Actually Helps
By Mike Miligi, Certified Medicare Insurance Planner- Michael M Insurance Services Medigap bills have jumped sharply for 2026. Here’s what’s driving it, why guarantee-issue states are feeling it hardest, and
The Annual Enrollment Period: October 15– December 7
By Mike Miligi, Certified Medicare Insurance Planner- Michael M Insurance Services What it is, what you’re allowed to change, and what to watch for before you pick up the phone
What Is a Medicare C-SNP? Chronic Special Needs Plans Explained
By Mike Miligi, Certified Medicare Insurance Planner- Michael M Insurance Services .If you’re managing diabetes, heart failure, COPD, or another serious ongoing condition, there’s a category of Medicare Advantage plan
What Is a Medicare D-SNP? Dual Special Needs Plans Explained
By Mike Miligi, Certified Medicare Insurance Planner- Michael M Insurance Services If you qualify for both Medicare and Medicaid, there’s a category of Medicare Advantage plan built specifically around that
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Why Residents Choose Medicare Supplement Plans in Babylon, NY
By Mike Miligi | Michael M Insurance Services Walk through the reasons Babylon residents pick Medicare Supplement coverage and one thing stands out immediately: New York simply plays by different
Understanding the 2026 Medicare Part D Out-of-Pocket Cap and the Three Stages of Drug Coverage
By Mike Miligi | Michael M Insurance Services For years, Medicare Part D had a reputation for being confusing and, at times, genuinely painful — especially once someone hit the
Understanding the Medicare Advantage Maximum Outof-Pocket (MOOP) Limit
By Mike Miligi | Michael M Insurance Services Every Medicare Advantage plan advertises its monthly premium in big, bold letters. Far fewer people ask about the number that matters more
How Do Individuals Choose The Right Medicare Health Plan in Toms River, NJ?
How Do Individuals Choose The Right Medicare Health Plan in Toms River, NJ? By Mike Miligi | Michael M Insurance Services Turning 65 in Toms River — or re-evaluating your
Hospital Indemnity Insurance: A Deep Dive Into How It Works, What It Covers, and Whether You Need It
By Mike Miligi | Michael M Insurance Services Most people don’t think about Hospital Indemnity Insurance until they’re already standing in a hospital admissions line — and by then, it’s
Critical Illness Insurance: A Deep Dive Into How It Works, What It Covers, and Whether You Need It
By Mike Miligi | Michael M Insurance Services A cancer diagnosis, a heart attack, a stroke — these are the moments health insurance was built to respond to, and also
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