Michael M Insurance
Services Blog
Hospital Indemnity Insurance: A Deep Dive Into How It Works, What It Covers, and Whether You Need It
By Mike Miligi | Michael M Insurance Services Most people don’t think about Hospital Indemnity Insurance until they’re already standing in a hospital admissions line — and by then, it’s
Critical Illness Insurance: A Deep Dive Into How It Works, What It Covers, and Whether You Need It
By Mike Miligi | Michael M Insurance Services A cancer diagnosis, a heart attack, a stroke — these are the moments health insurance was built to respond to, and also
Some People Don’t Like Medicare Advantage Plans — Here’s Why (And Whether It Should Change Your Decision)
By Mike Miligi | Michael M Insurance Services, Brightwaters, NY If you spend any time on Facebook, in a diner booth, or at a senior center around Annual Enrollment, you’ll
Medicare Advantage Plans Explained: A Complete Guide for Bay Shore, NY
By Mike Miligi | Michael M Insurance Services Brightwaters, NY If you’re turning 65, or you’re re-evaluating your coverage during Annual Enrollment, “Medicare Advantage” can sound like one simple thing.
Choosing the Right Medicare Health Plan in Bay Shore, NY: The Choices are Narrowing
By Mike Miligi | Michael M Insurance Services Brightwaters, NY 10 years of Medicare experience | Licensed in 12 states | 18 insurance carriers appointed Last updated: July 2026 If
How to Avoid Bad Medicare Advice (And Who You Can Trust)
If you’re getting close to Medicare, you’ve probably noticed something: Everyone seems to have advice. ● Family members share what worked for them ● Mailboxes fill up with plan offers
Medicare Tests CBD Access Amid Ban on Medical Marijuana Coverage
Medicare and medical marijuana coverage is a topic that creates a lot of confusion. Many people hear about CBD, medical marijuana, state legalization, prescription rules, and Medicare coverage — and
Durable Medical Equipment (DME) Coverage
Durable medical equipment is one of the most common Medicare coverage questions. People often ask whether Medicare covers items like walkers, wheelchairs, hospital beds, oxygen equipment, canes, and other medical
Does Medicare Cover Viagra
Medicare coverage for Viagra is a common question because many people assume that if a doctor prescribes a medication, Medicare will automatically cover it. But Medicare prescription drug coverage depends
Are You Turning 65 in the Next 9 Months? Here Are 7 Things You Need To Think About
If you’re turning 65 within the next 9 months, now is the time to start preparing for Medicare. And honestly, many people wait too long. The result? rushed decisions missed
5 Interesting Things People Ask About Medicare
If you spend enough time talking about Medicare, you quickly realize something: People ask some surprisingly specific questions. And honestly, they should. Because many of the things people are curious—or
Medicare and Retirement Planning: Don’t Get Caught Short!
When people think about retirement planning, they usually focus on: Social Security Pensions Retirement accounts Investments Housing expenses But one of the largest expenses many retirees face is often overlooked:
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