If you’re approaching 65, Medicare starts to show up fast—and with it comes a lot of questions. Most people don’t need to understand everything all at once. But there are

Key Takeaways 1. A Medicare Supplement Plan (Medigap) works alongside Original Medicare to help cover out-of-pocket costs like deductibles and coinsurance.2. These plans are offered by private insurance companies and

Key Takeaways 1. A Medicare Advantage Plan (Part C) replaces Original Medicare and combines hospital, medical, and often prescription drug coverage into one plan.2. These plans are offered by private

What People Are Asking ● What mistakes should I avoid with Medicare? ● Can I be penalized for not enrolling on time? ● How do I know if my plan

What People Are Asking What is a Medicare deductible? What does coinsurance mean? What is the difference between a copay and coinsurance? What is a benefit period? Is there a

What People Are Asking What does Medicare Part A actually cover? Is it only hospital stays? Does Medicare cover rehab or recovery care? What is hospice and when is it

The Medicare Savings Program (MSP) is designed to help individuals with limited income pay for some of their Medicare expenses—but many people don’t even know it exists. What People Are

What People Are Asking ● Are prescriptions included with Medicare? ● What is a Part D drug plan? ● Are medications cheaper with Medicare? ● What happens if I don’t

What People Are Asking ● “Will I be able to keep my doctor when I go on Medicare?” ● What does “accepting assignment” mean? ● Can a doctor charge more

What Are People Asking? If you live in Toms River, New Jersey, and you’re getting ready to enroll in Medicare—or reviewing your coverage during the Annual Enrollment Period—you may be

What Are People Asking? ● Do I sign up for Medicare through Social Security? ● Does Medicare send me an application automatically? ● Where do I actually apply for Medicare?

What Are People Asking? ● What is the monthly Medicare premium? ● Does Medicare come out of Social Security? ● Why do some people pay more for Medicare? ● What