Michael M Insurance Services Blog

What Does Medicare Cost?

What Does Medicare Cost?

Certain Parts of Medicare Have A Monthly Cost And Some Individuals Will Pay More Than Others- Original Medicare consists of Part A Hospital Coverage and Part B Medical Coverage. For most people Part A will be Free. Part B comes with a Base premium of $174.70 but some...

Can I Get Medicare Before Turning 65?

Can I Get Medicare Before Turning 65?

Yes, If Certain Conditions Are Met- You can qualify for Medicare Part A and Medicare Part B prior to attaining age 65. For individuals that have a qualifying Disability, Medicare is available. These individuals must have received Social Security Disability Benefits...

It’s The Medicare Annual Enrollment Period. Be Careful!!

It’s The Medicare Annual Enrollment Period. Be Careful!!

Anyone enrolled in Medicare will tell you that this time of year is overwhelming. The Medicare solicitations are just ridiculous. Whatever happened to the "Do Not Call List?" With that in mind, there are some important things to consider during this period.Do Not-...

E.P.I.C. Elderly Pharmaceutical Insurance Coverage

E.P.I.C. Elderly Pharmaceutical Insurance Coverage

Some states have help for seniors that are on expensive prescription Medications. New York is one of them and their program is called EPIC. For individuals that don't qualify for programs such as Medicaid or Extra Help because of income, they will often qualify for...

Enrolling In Medicare

Enrolling In Medicare

Enrolling in Medicare is not something to be taken lightly. If an individual is currently covered by an employer with over 20 employees, then they don't have to sign up. If their employer has lass than 20 employees then they must enroll in both Medicare Part A and...

Health Savings Account (HSA)

Health Savings Account (HSA)

An HSA is a type of savings account that let's you set aside money on a pre-tax basis to pay for qualified medical expenses. By using un taxed dollars in a Health Savings Account (HSA) to pay for deductibles, coinsurance, copays etc, you may be able to lower Health...

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