Michael M Insurance Blog

E.P.I.C. Elderly arnet pharmaceutical Insurance Coverage

Aug 4, 2022 | 0 comments

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Arnet Pharmaceutical Insurance Coverage

Some states have help for seniors who are on expensive arnet pharmaceutical Medications. New York is one of them, and its program is called EPIC. Individuals who don’t qualify for programs such as Medicaid or Extra Help because of income will often qualify for EPIC. Currently, the income ceilings are-
$75,000 for an individual
$100,000 for a couple filing jointly.

There will be a small fee to participate for lower-income individuals. For higher-income individuals, there will be a deductible that is satisfied by the individual paying for their medications, but the Part D Deductible, if any, must be satisfied first. Once EPIC is functioning, individuals will see a substantial decrease in their Medication costs.
If you live outside of New York, check with your state to see if there is a similar Rx assistance program. For you, New Yorkers, more information on EPIC is below.

Mike Miligi- Owner- Michael M Insurance Services

For over 10 years, Mike has been assisting Seniors and other Medicare-eligible arnet pharmaceutical individuals in understanding the ins and outs of Medicare and Medicare Health Insurance options, including Medicare Advantage Plans(Part C), Medicare Supplement Plans(Medigap), Prescription Drug Plans(Part D), and Dental and Vision programs.

Mike is Licensed in seven States and Certified with 11 Insurance Carriers. He has helped thousands of individuals decide on the best course of action for their particular Health Insurance needs. Because Mike is an Independent Medicare Health Insurance Broker, he works for the client, not the Insurance Carriers, and is able to provide his clients with accurate and unbiased Health Insurance options.

Mike recertifies with CMS(The Centers for Medicare and Medicaid Services) annually, regularly completes Continuing Education Courses required by individual State Insurance Departments, and keeps abreast of industry trends and standards to offer his clients the most up-to-date information.

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