Michael M Insurance
Services Blog

Your Final Checklist Before December 7
Make sure you’re ready before Medicare’s Annual Enrollment Period endsThe Medicare Annual Enrollment Period (AEP) runs from October 15 through December 7. For seven weeks, you can review your plan

How Many Times Can You Change During AEP?
The rules — and the reality — of switching plans between October 15 and December 7One of the most common questions during the Medicare Annual Enrollment Period (AEP) is: “If

Part D Stand-Alone vs. Medicare Advantage Drug Coverage
Which option makes more sense in 2026?Prescription drug costs are one of the biggest concerns for Medicare beneficiaries. You have two main ways to get drug coverage: A stand-alone Part

Switching from Medicare Advantage Back to a Supplement (Medigap)
What you need to know before making the move in 2026 Many people start out in a Medicare Advantage plan because the low premiums and extra perks look attractive. But

Original Medicare + Supplement vs. Medicare Advantage
Which option is right for you in 2026? When it comes to Medicare coverage, two paths stand out: Original Medicare with a Supplement (Medigap) + Part D drug plan Medicare

Just the Medicare Card + Prescription Plan vs. Medicare Advantage
What you really get (and what you risk) in 2026 When you enroll in Medicare, you automatically get Original Medicare (Parts A & B). Many people add a stand-alone Part
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