What services does MyMedicareMike.com offer?

We help individuals understand, compare, and enroll in Medicare plans. Our team provides personalized guidance on Medicare Advantage, Medicare Supplement (Medigap), and Prescription Drug Plans so you can make informed decisions with confidence.

Do you charge for Medicare consultations?

No, our services are completely free to you. As licensed and independent Medicare advisors, we’re compensated by the insurance carriers, not our clients.

What’s the difference between Medicare Advantage and Medicare Supplement Plans?

Medicare Advantage (Part C) replaces your Original Medicare and often includes extras like dental or vision. Medicare Supplement (Medigap) works with Original Medicare to help cover out-of-pocket costs such as copays and deductibles.

Can you help me review my current Medicare plan?

Absolutely. We provide free annual plan reviews to ensure your coverage still fits your healthcare needs and budget, since plans and costs can change each year.

When can I enroll or make changes to my Medicare plan?

The Annual Enrollment Period runs from October 15 to December 7 each year. During this time you can switch, drop, or enroll in new Medicare plans. Special Enrollment Periods may apply after certain life events.

Do you represent specific insurance companies?

No. We’re an independent agency and work with multiple top-rated carriers to find the plan that best fits your needs.

Can you assist if I’m turning 65 soon and new to Medicare?

Yes. We specialize in helping first-time enrollees understand their options, avoid penalties, and get started with the right coverage before their 65th birthday.

Do you offer in-person or virtual appointments?

We offer both. You can schedule a face-to-face meeting at our New York office or connect virtually from anywhere for the same personalized guidance.

What if I’m on Medicaid or have other health coverage?

We can help you coordinate your Medicare benefits with existing coverage—including Medicaid or employer plans—so you maintain important benefits and avoid gaps.

How can I get started with MyMedicareMike.com?

Call us or fill out the contact form on our website to schedule a free consultation. We’ll walk you through your options and help you choose coverage that gives you peace of mind.

Blog - Michael M Insurance Services

Michael M Insurance
Services Blog

Welcome to Michael M Insurance Services Blog

Is Medicare Free?

Part Of It Is – What People Are Asking ● Is Medicare completely free when I turn 65? ● Do I have to pay monthly premiums for Medicare? ● Why

week 5 pillar post 10 questions people ask when signing up for medicare

10 Questions People Ask Before Signing Up for Medicare

What Are People Asking? ● Is Medicare free at 65? ● How much does Medicare cost per month? ● Do I apply for Medicare through Social Security? ● Will my

“How Much Does My Medicare Cost Each Month?”

What Are People Asking? ● “Is Medicare free when I turn 65?” ● “Why do I have to pay for Part B?” ● “Why did my Medicare premium go up?”

week 4 supp 10 what if my employer has under 20 employees

What If My Employer Has Fewer Than 20 Employees At 65?

What Are People Asking? ● Does employer size really affect Medicare rules? ● Will Medicare become my primary insurance at 65? ● Can I delay Part B if my company

Will I Be Penalized If I Delay Medicare At 65?

What Are People Asking? ● Will I get a penalty if I delay Medicare while still working? ● Does employer size affect Medicare penalties? ● Who pays first — my

week 4 supp 8 cant i just keep my employer coverage

Can I Keep My Employer Insurance Instead of Medicare At 65?

What Are People Asking? ● Can I stay on my employer plan after I turn 65? ● Do I HAVE to enroll in Medicare if I’m still working? ● Will

Why Is My Medicare Part B Premium Going Up And What’s An IRMAA?

What Are People Asking? ● “Why did my Medicare Part B premium go up?” ● “What is IRMAA and why am I paying it?” ● “Does everyone pay the same

uh oh, i thought i was automatically enrilled in medicare!

Will I Be Automatically Enrolled In Medicare At 65?

What People Are Asking? ● Will Medicare automatically start when I turn 65? ● Will I receive my Medicare card in the mail? ● Do I need to contact Social

is amedicare supplement plan(medigap) a good fit for me

Is A Medicare Supplement (Medigap) Plan A Good Fit For Me?

What Are People Asking? ● “Can I go to any doctor with a Medicare Supplement plan?” ● “Will my costs be more predictable?” ● “Do I still need a Part

Is A Medicare Advantage Plan A Good Fit For Me?

What Are People Asking? ● “What if I want Dental and Vision coverage?” ● “What if I want a low or $0 monthly premium?” ● “Will I still be able

week 4 supp 6 what if i just blow off medicare at 65

What Happens If I Do Nothing When I Turn 65?

What Are People Asking? ● Can I just ignore Medicare if I’m still working? ● Will Medicare automatically start when I turn 65? ● Is doing nothing actually a safe

week 4 supp 5 uh oh! turning 65 medicare is 3 months away!

What Do I Have To With Medicare 3 Months Before My 65th Birthday?

What Are People Asking? ● Do I need to enroll in Medicare right now? ● When does my enrollment window actually begin? ● Should I contact Social Security or enroll

Mike Miligi- Owner

For over 10 years, Mike has been assisting Seniors and other Medicare-eligible individuals in understanding the ins and outs of Medicare and Medicare Health Insurance options, including Medicare Advantage Plans(Part C), Medicare Supplement Plans(Medigap), Prescription Drug Plans(PartD), and Dental and Vision programs.

Mike is Licensed in seven States and Certified with 11 Insurance Carriers. He has helped thousands of individuals decide on the best course of action for their particular Health Insurance needs. Because Mike is an Independent Medicare Health Insurance Broker, he works for the client, not the Insurance Carriers, and is able to provide his clients with accurate and unbiased Health Insurance options.

Mike recertifies with CMS(The Centers for Medicare and Medicaid Services) annually, regularly completes Continuing Education Courses required by individual State Insurance Departments, and keeps abreast of industry trends and standards to offer his clients the most up-to-date information.

Michael M Insurance Services Blog

Mike Miligi- Owner

Your Medicare Guide Is Ready!

Michael M Insurance
Services Blog