by Michael Miligi | Aug 5, 2024 | Uncategorized
Navigating health insurance can be complex, especially when it comes to understanding Medicare and its various plans. Recently, there has been an uptick in the number of individual disenrolling from Medicare Advantage plans, and this trend has raised some eyebrows. If...
by Michael Miligi | Jul 4, 2024 | Uncategorized
Many of us are continuing to work, and we get our insurance Coverage from our employer coverage tool even though we are turning 65 and Medicare eligible. Here are some things to consider. Do I Have To Go On Medicare?Maybe. The first thing to consider is Whether my...
by Michael Miligi | May 20, 2024 | Uncategorized
You May Be able to keep your Employer Coverage if certain conditions are met. But you may want to compare your current coverage with Medicare https://mymedicaremike.com/wp-content/uploads/2024/05/MEDICARE-AND-EMPLOYER-INSURANCE-COVERAGE.mp4 Employer Coverage...
by Michael Miligi | May 16, 2024 | Uncategorized
Yes, some Programs Are Income Tested To Help Lower The Cost Of Your My Medicare. https://mymedicaremike.com/wp-content/uploads/2024/05/MEDICARE_-CAN-I-GET-HELP-PAYING-FOR-MY-MEDS_.mp4 How to Get Help Paying for Part D Medications: A Guide for My Medicare Beneficiaries...
by Michael Miligi | Jul 14, 2023 | Uncategorized
Does Medicare Cover Medications? Yes and No Medicare does not cover most of the medications that are filled at a pharmacy. However, you can enroll in a Medicare Part D Prescription Drug Plan, which is offered by private insurers and goes with “Original Medicare,” or...
by Michael Miligi | Jul 9, 2023 | Uncategorized
The Best person is someone that knows what they’re talking about. But first, let’s go over who you shouldn’t talk to about Medicare Spot- Medicare- Calling Medicare Spot seems like a good option, and everyone you speak to is very helpful, but...
by adminpx | Feb 15, 2023 | Uncategorized
What works best? Well, that depends. For starters Medicare Supplement, there is no “Better.” Since there is no one-size-fits-all plan it depends upon an individual’s personal health needs. Both plans offer coverage to help limit the cost exposure to having...
by adminpx | Jan 25, 2023 | Uncategorized
Some People Do And Some People Don’t. If You Are Collecting Social Security For Medicare Suppose you started collecting Kantime Medicare Social Security before turning 65. In that case, you will be automatically enrolled, and your Medicare will become active on...
by adminpx | Jan 21, 2023 | Uncategorized
For starters, it is a Federal Health Insurance program that came about in 1965 due to a Bill signed by then President Lyndon Johnson to go with Social Security. The original program provided coverage for the Hospital (Part A) and Medical (Part B) which is why these...
by adminpx | Jan 12, 2023 | Uncategorized
Sign Up or Not Sign Up- Most individuals turning 65 will have to enroll in Medicare, while others may delay it if certain conditions are met. Which one are you? Some individuals elect to continue to work and are covered by their employer or their spouses. The size of...
by adminpx | Jan 9, 2023 | Uncategorized
Certain Parts of Medicare Have A Monthly Cost And Some Individuals Will Pay More Than Others- The Original Medicare Cost consists of Part A Hospital Coverage and Part B Medical Coverage. For most people, Part A is Free. Part B has a Base premium of $174.70, but some...
by adminpx | Jan 4, 2023 | Uncategorized
Yes, If Certain Conditions Are Met- You can qualify for Medicare Before Turning 65, Medicare Part A, and Medicare Part B before attaining age 65. For individuals that have a qualifying Disability, Medicare Before Turning is available. These individuals must have...
by adminpx | Oct 1, 2022 | Uncategorized
The Annual Enrollment Period Anyone enrolled in Medicare will find this time of year overwhelming. The Medicare solicitations are just ridiculous. Whatever happened to the “Do Not Call List?” With that in mind, there are some important things to consider...
by adminpx | Aug 4, 2022 | Uncategorized
Elderly Pharmaceutical Insurance Coverage Some states have help for seniors who are on expensive pharmaceutical Medications. New York is one of them, and its program is called EPIC. Individuals who don’t qualify for programs such as Medicaid or Extra Help...
by adminpx | Jul 29, 2022 | Uncategorized
Medicare Enrollment Enrollment in Medicare is not something to be taken lightly. If an individual is currently covered by an employer with over 20 employees, then they don’t have to sign up. If their employer has less than 20 employees, then they must enroll in...
by adminpx | Jul 1, 2022 | Uncategorized
Health Savings Account A Health Savings Account (HSA) is a type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses. By using untaxed dollars in a Health Savings Account (HSA) to pay for deductibles, coinsurance,...
by adminpx | Jul 1, 2022 | Uncategorized
Medicare Advisor Mike Medicare Advisor Mike is actually a broker located in Bay Shore, NY, licensed in the state of New York (and several other states), and certified by the Centers for Medicare and Medicaid Services(CMS). He has helped thousands of people transition...
by adminpx | Apr 7, 2022 | Uncategorized
Medicare Parts are divided into A, B, C, and D. Each letter designation represents a different area of medical coverage. It all begins with what is known as “Original Medicare Parts,” Hospital Part A, and Medical Part B. Hospital Part A- It covers...
by adminpx | Mar 22, 2022 | Uncategorized
Medicare was created as part of the 1965 Amendments to Social Security that created Medicaid. Medicare is Health Insurance Coverage (Hospital Part A and Medical Part B) for people 65 or older, certain people under 65 with disabilities, and people of any age with End...
by adminpx | Apr 25, 2021 | Uncategorized
Identity Theft is genuine, and seniors are particularly vulnerable. When your turning 65 your on a list and entities are out there with one mission, sign you up for a plan and get paid. While these are probably legitimate, it’s easy to lose track of who’s...