Michael M Insurance Blog

Medicare Parts A, B, C and D

Apr 7, 2022 | 0 comments

Medicare is made up of 4 parts, A,B,C and D. Each letter designation represents a different area of medical coverage. It all begins with what is known as “OriginalMedicare,” Hospital Part A and Medical Part B.

Hospital Part A- Is an admitted hospital stay (Not the Emergency Room). It also covers skilled nursing care following an admitted hospital stay.

Medical Part B– Is all coverage outside of an admitted hospital stay. That coverage includes Doctor visits, Tests, Blood work etc.
In addition to Original Medicare(Parts A and B) there is also-

Medicare Part C– Medicare Advantage Plan– These are Health Insurance Plans provided by private insurance companies to help cover the cost sharing associated with Original Medicare and provide coverage for some items not covered by Original Medicare like Dental and Vision.

Medicare Part D– Prescription Drug Plan– Original Medicare does not cover prescription medications. Part D plans are provided by private insurers and some Part C Medicare Advantage Plans have Part D Drug plans embedded in them.