Michael M Insurance Blog

Does Medicare Cover Long Term Care?

Apr 23, 2021 | 0 comments

This is a question that I get asked often and unfortunately the answer is always the same, No. Medicare will cover a Skilled Nursing Home stay following an admitted Hospital stay. Days 1-20 will have a $0 copay, 21-100 IN 2023 will be $200.00 per day and over 100 you will be responsible for all cost. For Long Term Custodial coverage, No.

What Can I Do?
Hind sight is always 20/20. If we thought about it in our 30’s the premium for Long Term Care might be reasonable. getting in your 60’s could be cost prohibitiveMedicaid might be an option and there are services available that are designed to provide home care for fairly long periods. Ask your Medicare Advisor.​

Mike Miligi- Owner- Michael M Insurance Services

For over 10 years Mike has been assisting Seniors and other Medicare eligible individuals understand the ins and outs of Medicare and Medicare Health Insurance options including Medicare Advantage Plans(Part C), Medicare Supplement Plans(Medigap), Prescription Drug Plans(PartD) and Dental and Vision programs.

Mike is Licensed in 7 States and Certified with 11 Insurance Carriers and has helped thousands of individuals decide on the best course of action for their particular Health Insurance needs. Because Mike is an Independent Medicare Health Insurance Broker, he works for the client not the Insurance Carriers and is able to provide his clients with accurate and unbiased Health Insurance options.

Mike recertifies with CMS(The Centers for Medicare and Medicaid Services) annually, regularly completes Continuing Education Courses required by individual State Insurance Departments and keeps abreast of industry trends and standards to offer his clients the most up to date information available.

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