Michael M Insurance Blog

Identity Theft

Apr 25, 2021 | 0 comments

Identity Theft

Identity Theft is genuine, and seniors are particularly vulnerable. When your turning 65 your on a list and entities are out there with one mission, sign you up for a plan and get paid. While these are probably legitimate, it’s easy to lose track of who’s who and who is legitimate or not. Here are some examples of what you will be asked for in an email or phone call-
Your Full Name– You do not need to look up plan availability.
Your Email– We still do not need to look up plan availability.
Your Zip-Needed Medicare Advantage Plans are area-specific.
Your Medicare Claim Number– It is not necessary to look up plan availability.
Your Home Address– This is not needed; the zip code is sufficient.
Social Security Number– A big No No, and definitely not necessary to determine plan availability.
Date of Birth- Nope, don’t need to know that either. 

Anybody asking for this stuff is either Phishing or generating leads that can be sold to Brokers. Oh, and by the way, if a plan looks too good to be true, it probably is. Don’t fall for Triple Zeros’ $0 premium, $0 Copays, and $0 Medication costs. There is fine print that nobody can read, and it’s designed for one purpose: to get you to call and give your information.

Identity Theft Final Word of Advise: Set up a “My Social Security” account on the Social Security website, SSA.gov. No one else can set it up in your name and collect your benefits.

Mike Miligi- Owner- Michael M Insurance Services

For over 10 years, Mike has been assisting Seniors and other Medicare-eligible individuals in understanding the ins and outs of Medicare and Medicare Health Insurance options, including Medicare Advantage Plans(Part C), Medicare Supplement Plans(Medigap), Prescription Drug Plans(Part D), and Dental and Vision programs.

Mike is Licensed in 7 States and Certified with 11 Insurance Carriers and has helped thousands of individuals decide on the best course of action for their particular Health Insurance needs. Because Mike is an Independent Medicare Health Insurance Broker, he works for the client not the Insurance Carriers and is able to provide his clients with accurate and unbiased Health Insurance options.

Mike recertifies with CMS(The Centers for Medicare and Medicaid Services) annually, regularly completes Continuing Education Courses required by individual State Insurance Departments, and keeps abreast of industry trends and standards to offer his clients the most up-to-date information.

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