Michael M Insurance
Services Blog

My Doctor Prescribed Ozempic — Is It Covered by Medicare?
Key Takeaways ● Why would Medicare cover Ozempic for one person but not another? ● Does Medicare ever cover weight-loss medications? ● Can my doctor change the diagnosis to get

My New Medication Isn’t Covered — What Can I Do?
Key Takeaways ● Why was my medication covered before but not now? ● Does “not covered” mean I have to pay full price? ● Can my doctor help get this

Is There Any Way to Change My Medicare Plan Outside of an Enrollment Period?
Key Takeaways ● Are there exceptions to the enrollment rules? ● Does a health change allow me to switch plans? ● What qualifies for a Special Enrollment Period? ● Are

I’ve Received a Cancer Diagnosis — Which Medicare Coverage Do I Need?
Key Takeaways ● Will I be able to see the oncologist my doctor recommends? ● Will my treatments require referrals or prior approvals? ● How are chemotherapy and infusion drugs

Why Is My Doctor Suddenly Out of Network?
Key Takeaways Why was my Doctor in the Network Last year but not this year? Can my doctor come back into the network? Do I have to switch doctors now?

My Medicare Costs Went Up This Year — What Are My Options?
Key Takeaways Do Medicare Health PlanPlan Costs Always Go Up? Are There Options To Help Reduce My Medicare Medication Costs? Are There Different Medicare Supplement Premium Options? Why Medicare Costs

Why Did I Receive a Bill When I Have Medicare?
Key Takeaways ● Why did Medicare pay part of this but not all of it? ● Is this bill from my doctor or from Medicare? ● Does this mean I

What Does Medicare Cost in 2026?
Key Takeaways How Much Are The Monthly Premiums? Are Medicare Premiums Income Tested? Are Part D Medicare Plans An Additional Cost? A Simple Guide for People Turning 65 If you’re

If I Pick the Wrong Medicare Plan, Am I Stuck With It?
Key Takeaways Can I Change My Plan At Any Time? Are There Special Times To Change Plans? What If I Get A New Med That’s Not Covered? (Support Blog 2-8

Should My Medicare Plan Choice Be Based on the Lowest Premium?
Key Take Aways Do Low Premiums Mean High Copays? Do Low Premiums Mean Less Coverage? Does High Premiums Mean Better Coverage? (Support Blog 2-7 — linked to Pillar: “8 Medicare

What Happens If I Don’t Enroll in Medicare At All?
Key Takeaways Can I See Any Doctor? Does The Card Cover Meds? Are There Spending Caps? Does It Offer Dental and Vision?. But using Original Medicare alone is still a

“Just Use My Medicare Card?” — Is That Actually a Good Idea?
Key Takeaways Can I See Any Doctor? Does The Card Cover Meds? Are There Spending Caps? Does It Offer Dental and Vision?. But using Original Medicare alone is still a
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