by adminpx | Apr 15, 2021 | Uncategorized
Some of us are a little anal and make sure their i’s are dotted, and their t’s are crossed penalties medicare. Others don’t. They will probably end up with a penalty of some sort.Penalties- Part A Late Enrollment Penalties Medicare-Some people have...
by adminpx | Apr 15, 2021 | Uncategorized
Unlimited Vision Of Medicare doesn’t cover eye exams (sometimes called “eye refractions”) for eyeglasses or contact lenses. Your Cost share is 100%. However, there are Medicare Advantage plans that offer dental plans. Medicare does give coverage for the...
by adminpx | Apr 15, 2021 | Uncategorized
‘Medicare doesn’t cover most dental care, procedures, or supplies, like cleanings, fillings, tooth extractions, dentures, dental plates, or other dental devices. Medicare Part A (Hospital Insurance) will pay for certain dental services that you get when...
by adminpx | Apr 15, 2021 | Uncategorized
Medicare usually doesn’t cover health care while you’re traveling outside the U.S. Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands are considered part of the U.S. There are some exceptions, including some cases...
by adminpx | Apr 15, 2021 | Uncategorized
Medicare Supplements Plans Fix the “Gap” in Medigap. What Is The Gap In Coverage? Medicare Part A- Inpatient Hospital Stay- Days 1-60 $1632 Deductible Days 61-90 $408 per Day Days 91-150 $816 Per Day Medicare Part B- Medical Coverage- Annual Deductible-...
by adminpx | Apr 15, 2021 | Uncategorized
Medicare Dual Plans are Special Needs Plans specifically for individuals that have both Medicare and Medicaid. Remember, Medicare is a Federal program where as Medicaid is a State program administered at the State level and called by different names depending upon the...
by adminpx | Apr 14, 2021 | Uncategorized
The Medicare web site is a great source of information for all of your Medicare questions. Like your Medicare and You Guide, it can be overwhelming making it difficult to find the information you need. Your Medicare Advisor can help you with that. Once signed up for...
by adminpx | Apr 13, 2021 | Uncategorized
I often ask this one, and my answer is always the same. When you get on a Medicare Advantage Plan, the Insurance Company becomes Primary. Usually, this isn’t a problem, but it’s also where the Doctor/Hospital Networks come into play, and sometimes you will...
by adminpx | Apr 13, 2021 | Uncategorized
Medicare Part C is a health insurance plan with Original Medicare. Medicare Advantage plans came into existence in 1997. Like Medicare Part C Medigap plans, they offer coverage to help lower the cost-sharing associated with Original Medicare. Unlike Medigap plans,...
by adminpx | Apr 2, 2021 | Uncategorized
Extra Help is a program Social Security offers to help individuals pay for their best low-income subsidy Medications. When you are getting Extra Help, it will coordinate with any Rx plan you have, whether through a stand-alone Part D Plan or a Medicare Advantage Part...
by adminpx | Apr 2, 2021 | Uncategorized
Medicare Part B is the Medical Coverage portion of “Original Medicare.” Medicare Part B covers all medically necessary procedures outside of an admitted Hospital stay(Part A). Medicare covers- All Medically Necessary Medical Services outside of an admitted...
by adminpx | Apr 2, 2021 | Uncategorized
IRMAA stands for Income Related Monthly Adjustment Amount. This gets added to your Part B and Part D Premiums when your income exceeds certain levels, whether filing jointly or as a single. Social Security will look back 2 years to determine the IRMAA if any and if...
by adminpx | Mar 29, 2021 | Uncategorized
Good News! Benefits Of Medicare Exercise Most plans include a Free Gym Membership with their Plans! So, why are they being so generous? Well, they’ve figured out that if you stay healthy, their costs go down, so, you might as well take advantage of it.Here are...
by adminpx | Mar 29, 2021 | Uncategorized
Medicare Part A is the Hospital Coverage portion of “Original Medicare.” Medicare Part A covers an “Admitted Hospital Stay.” Medicare will cover semi-private rooms, drugs, nursing, meals and Hospital services associated with the stay. Medicare does not...
by adminpx | Mar 1, 2021 | Uncategorized
Medicare Part D is Prescription Medication Coverage offered by Private Insurance companies. Medicare is a Federal Health Insurance program that provides Hospital and Medical Coverage to seniors over the age of 65 or individuals under 65 that are on disability...
by adminpx | Feb 7, 2019 | Uncategorized
This is the first agency update we’ve published in our website’s insurance Services News & portion. This is the website area where we will be writing brief updates about important news, updates, and other changes within our agency. Some of the...
