I often ask this one, and my answer is always the same. When you get on a Medicare Advantage Plan, the Insurance Company becomes Primary. Usually, this isn’t a problem, but it’s also where the Doctor/Hospital Networks come into play, and sometimes you will need authorization for certain procedures. With a Medicare Supplement, Medicare is still Primary. This is why there are no networks with Medicare supplements; you can go to any doctor or hospital that accepts Medicare.
Mike Miligi- Owner- Michael M Insurance Services
For over 10 years, Mike has been assisting Seniors and other Medicare-eligible individuals in understanding the ins and outs of Medicare and Medicare Health Insurance options, including Medicare Advantage Plans(Part C), Medicare Supplement Plans(Medigap), Prescription Drug Plans(PartD) and Dental and Vision programs.
Mike is Licensed in 7 States and Certified with 11 Insurance Carriers and has helped thousands of individuals decide on the best course of action for their particular Health Insurance needs. Because Mike is an independent Medicare health insurance broker, he works for the client, not the insurance carriers, and he can provide his clients with accurate and unbiased health insurance options.
