Michael M Insurance Services Blog

All of us know someone that has been touched by cancer. It's my opinion that the best course of action in the event that this starts to become a reality is to have a plan in place that will give you the most options while at the same time minimizing costs. This will...

This is a question that I get asked often and unfortunately the answer is always the same, No. Medicare will cover a Skilled Nursing Home stay following an admitted Hospital stay. Days 1-20 will have a $0 copay, 21-100 IN 2023 will be $200.00 per day and over 100 you...

Many of are continuing to work and we get our insurance Coverage from our Employer even though we are turning 65 and Medicare eligible. Here are some things to consider. Do I Have To Go On Medicare?Maybe. The first thing to consider is, Does my employer...

When you sign up for Medicare your Part B will be coming with a premium. The amount will depend upon your income as discussed earlier. If you are collecting Social Security your Part B premium will be deducted monthly. If not, you will receive a bill...

Part B covers Medications that you would not normally give to yourself or obtain from a local pharmacy. Examples of these include- -Medications used with Durable Medical Equipment like Dialysis -Chemotherapy Medications -End Stage Renal Disease Medications For a Full...

Flu Shots- Medicare Part B (Medical Insurance) covers one flu shot per flu season. Your Costs- You pay nothing for a flu shot if your doctor or other qualified health care provider accepts assignment for giving the shot if Original Medicare is your Primary Payer. You...