Michael M Insurance Blog

What Doesn’t Medicare Cover?

Apr 25, 2021 | 0 comments

Medicare doesn’t cover certain items like a tooth cavity. But, if the cavity remains and can lead to other more serious complications then it could be Medically Necessary to repair the tooth. Medicare is based on Medically needed services. Without a Medical Necessity Medicare does not cover

  • Long-term care (also called custodial care )
  • Most dental care
  • Eye exams related to prescribing glasses
  • Dentures
  • Cosmetic surgery  
  • Acupuncture  
  • Hearing aids and exams for fitting them
  • Routine foot care
  • Prescription Medications provided by a Pharmacy (Part D

There are Insurance plans that can offer some relief and help fill in the gaps. Medicare Advantage, Medicare Part C, can do that. Medicare Advantage plans can offer assistance with Dental, Vision, Hearing Aids, Acupuncture and Chiropractic visits. Most include a Part D Prescription Drug Plan and come with a Free Gym Membership.

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